uob private banking
uob private banking
Blog Article
UOB Bank delivers a number of particular banking services created to meet up with the economical needs of individuals. Beneath is an in depth overview that will help you realize The crucial element areas and choices.
Types of Accounts
Financial savings Account: This account lets you save cash while earning interest.
Attributes: Easy access, interest earnings, minimal fees.
Benefits: Safe spot for your resources, opportunity advancement by fascination.
Recent Account: Ideal for every day transactions and managing expenses.
Features: Checkbook facility, overdraft security.
Positive aspects: Practical for regular payments and withdrawals.
Fixed Deposit Account: For people aiming to receive increased interest fees about a set period.
Options: Fastened phrase deposits, higher fascination charges in comparison to price savings accounts.
Added benefits: Secure investment solution with predictable returns.
Loans
Own Loans: Unsecured financial loans that may be useful for a variety of purposes like education and learning or residence renovation.
Sorts:
Installment Financial loans
Credit score Strains
Rewards: Adaptable repayment terms, aggressive desire charges.
Dwelling Loans: Customized options for getting property or refinancing current home loans.
Types:
Mounted Level House Financial loan
Floating Rate Residence Personal loan
Advantages: Diverse plans to fit particular person needs, desirable premiums.
Bank cards
UOB provides A selection of charge cards catering to distinctive lifestyles and expending click here routines:
Rewards Cards: Receive details on every buy which can be redeemed for presents or journey miles.
Cashback Cards: Get funds rebates on day-to-day expending like groceries and dining out.
Travel Cards: Unique Rewards like air miles accumulation and journey insurance policies coverage.
Expenditure Expert services
For people interested in expanding their wealth through investments:
Device Trusts * Diversified portfolio managed by gurus. * Suitable for long-time period advancement targets.
Structured Deposits * Brings together the characteristics of classic deposits with expenditure items. * Probably greater returns but with some chance concerned.
Insurance coverage Products
To shield on your own and Your loved ones towards unexpected gatherings:
Daily life Insurance policy * Offers economical protection in case of Dying or essential sickness. * May function a financial savings Software depending upon the coverage chosen.
Wellbeing Insurance policy * Handles health care costs together with hospitalization charges. * Important for mitigating substantial Health care fees.
Electronic Banking Providers
Benefit at your fingertips by way of electronic platforms:
World wide web Banking
Helps you to deal with your funds on-line:
Watch account balances and transaction background
Transfer cash between accounts or pay out expenditures
Apply for new solutions (financial loans/credit cards)
Cellular Banking
Banking on-the-go by means of cellular applications:
Quick stability checks
Cell payment options (QR code payments)
Notifications & alerts about account activity
With these detailed offerings, UOB aims to provide customized banking alternatives that cater specifically to personal necessities while ensuring ease and protection in all transactions.